Instant loan for business
up to 100.000,00

For a period up to 12 months
For any type of company registered in the Commercial Register
GmbH, UG, GmbH & Co. KG, KG, E.K, OHG, UG & Co. KG, AG & Co. KG, AG etc.

How to check credit limit?

1. Sign up in Puls
2. Connect business bank account
3. Get credit limit within 24 hours
How does it work?
How does it work?

Do I have to use my credit limit?

No, you can just check your credit limit and use it when you need it. There are no costs involved. Our credit limit does not affect your creditworthiness with banks or agencies like  Schufa, Creditreform, etc.

Puls will not require any other documents from you in order to grant you a credit, except for the signing of the credit agreement and the personal identification of the beneficial owners and directors, as required by law (GwG).

How can I get the money?

1. Apply for a loan

Decide how much you want to borrow and for how long. Apply for it
The fund provides loans of up to 100,000 euros and for a duration of up to 12 months
*

2. Sign the contract

Identify yourself and
sign the contract with Puls

3. Get the money

Money will be transferred to your bank account right after you sign the contract

Example of a repayment plan

You borrow €10.000 for 5 months at 1,4% per month.
The total repayable amount is €10.423,90,
so the interest payment is €423,90.
Month
Installment
Interest
Principal
01.01.2022
€2.084,78
€140,00
€1.944,78
01.02.2022
€2.084,78
€112,77
€1.972,01
01.03.2022
€2.084,78
€85,16
€1.999,62
01.04.2022
€2.084,78
€57,17
€2.027,61
01.05.2022
€2.084,78
€28,80
€2.055,98
Total
€10.423,90
€423,90
€10.000,00
Month
Installment
Interest
Principal
01.01.2022
€2.084,78
€140,00
€1.944,78
01.02.2022
€2.084,78
€112,77
€1.972,01
01.03.2022
€2.084,78
€85,16
€1.999,62
01.04.2022
€2.084,78
€57,17
€2.027,61
01.05.2022
€2.084,78
€28,80
€2.055,98
Total
€10.423,90
€423,90
€10.000,00

The whole process takes 1 day

From applying for a loan to receiving the money
Check your credit limit

Where does the money come from if Puls is not a bank?

The loans are issued by our fund (Montold SME Lending Fund GmbH & Co. KG), recently registered with BaFin (ID 70162347) and managed by Montold Asset Management GmbH (Bafin ID 10156973), with Puls acting as loan broker (§ 34C GeWo). This fund address investors in Germany who are professional or semi-professional investors as defined in the German Capital Investment Act (KAGB).

No banks or other third parties are involved in the decision making process. Therefore, we can grant loans quickly and without documents to be submitted, based on the cash flow data of your business accounts linked to Puls.

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